Cook the white rice according to the package directions until tender and fluffy.
While the rice cooks, heat olive oil in a large skillet over medium-high heat.
Add the ground beef and cook for 5–8 minutes, breaking it apart until browned.
Stir in the chopped onion, garlic, jalapeño, tomato paste, cumin, chili powder, paprika, oregano, garlic powder, salt, and pepper. Cook for another 2–3 minutes until fragrant.
Blend the chipotle peppers with the water until smooth.
Pour the chipotle mixture into the skillet along with the drained black beans. Stir well and simmer for about 2 minutes. This creates the flavorful filling for your Taco Rice Bowl.
In a small bowl, mash the avocado with 1 tablespoon chopped cilantro and a pinch of salt to make quick guacamole.
Divide the cooked rice among serving bowls.
Spoon the beef and black bean mixture over the rice.
Finish with guacamole, salsa, shredded cheese, remaining cilantro, and any additional toppings you enjoy.
Serve immediately while warm.