Toast the everything bagel until golden brown, about 3 minutes.
On a large cutting board, spread the softened cream cheese into a thin layer.
Add the crispy turkey bacon, romaine lettuce, and tomato.
Sprinkle with kosher salt and freshly ground black pepper.
Chop everything together until the mixture becomes chunky and evenly combined.
Fold in the diced avocado and chop another 5 to 7 times until incorporated.
Spoon the California BLT Chopped Bagel filling onto the bottom half of the toasted bagel.
Top with the remaining bagel half and serve immediately.